David Toaff

In the competitive realm of mortgage banking, David Toaff stands out as a distinguished figure. Holding the position of Senior Loan Officer and Sales Manager within the residential mortgage sector, he has showcased unwavering proficiency by maintaining his rank within the top 1% of loan officers in the United States consistently from 2016 to 2023. His remarkable performance did not go unnoticed, earning him a spot among the Top 500 Loan Officers in the United States for the years 2017 and 2018, as acknowledged by the Scotsman Guide. The zenith of his career achievements was the receipt of the prestigious Elite 8 Award by First Home Mortgage from 2018 to 2021. His stellar record also merited him a place in the Leaders Club annually from 2016 through 2023.

 

David's interests transcend his professional life, finding a vibrant outlet in breakdancing. This passion was kindled at the age of 14 in New York City, sparked by the energetic performances of young dancers near Penn Station. To him, breakdancing is more than just a hobby; it's an exuberant form of self-expression and social interaction, where he finds joy in the freedom and creativity it offers.

 

Philanthropy is another cornerstone of Toaff's life. He has been a steadfast supporter of the Beit Elazraki Children's Orphanage in Israel since 2014. His benevolent efforts expanded to include support for the Wounded Warriors beginning in 2016 and Magen David Adom from 2017 onwards. In 2019, he volunteered with The Salvation Army in Washington, DC, and in 2023, he contributed his time to Manna Food Bank. His commitment to aiding those in need began early, evidenced by his involvement with homeless individuals since the age of 16, showcasing his deep-rooted altruistic nature.

 

April 2024 marks a significant milestone for Toaff as he celebrates his 11th anniversary with First Home Mortgage, highlighting a journey of loyalty and commitment to the organization. Further demonstrating his dedication to sharing knowledge, he is enthusiastic about the upcoming Homebuyer Seminar in collaboration with Realtor Terinee Bonds on March 27 and April 10 at Keller Williams in Hyattsville, MD. This event underscores his zeal for educating others and his readiness to impart his extensive expertise.

 

David Toaff Maryland's life is a mosaic of professional prowess, artistic passion, and heartfelt community service. He exemplifies a unique balance of excelling in a demanding career, pursuing personal interests with ardor, and embodying a strong sense of social responsibility, all achieved with extraordinary competence and dedication.

 

The Toaff Team of First Home Mortgage is proud to be a true equal housing lending team since 2013. We offer down payment & closing cost assistance programs in DC, MD, VA, PA & GA. These programs are primarily for first-time homebuyers, but throughout MD, we can offer assistance for those who aren't first-timers as well. Of particular significance are $15,000 grants for first responders, up to $25,000 in grant money in Montgomery County, MD and over $100,000 in assistance available in Washington, DC. Another very interesting perk available is to first-time homebuyers in N. VA is the SPARC program, which allows for a 1% reduction in interest rate, with no additional cost to secure the below-market terms! This can be combined with either a 2% grant or 3% assistance loan, allowing for either 1% down or zero-down financing.

 

We also have a zero-down, no mortgage insurance product available, down to a 620 credit score. The program is more affordable than and can be closed faster than a similar program from Navy Federal Credit Union. Not to mention, our team is available 7 days a week and can be reached on evenings too.

 

We'd love to hear from you, if you'd like more information on our various assistance programs or the myriad of other options as well. Please contact us at toaffteam@firsthome.com to set up a secure consultation today!

 

David Toaff - NMLS ID: 1065782

First Home Mortgage Corp

610-348-3772